Financing
Finance with our Lender
MICHAEL BURDICK
LOAN CONSULTANT
NMLS # 681680
Michael understands that the purchase and financing of a home is one of the biggest life decisions his client will make. He guides with sound knowledge, confidence and mutual respect.
In Michael’s personal life, home, family, friends and recreation are the cornerstones. He enjoys Airstreaming with his family, cheering on his favorite football team with friends and can be found often, hiking with his wife and Boxer, or at Crystal Mountain skiing with his brother when he is not on duty as a Volunteer Ski Patrolman.
Michael does not just originate loans but works toward building a relationship with every client. He would be honored to help place you in the home of your dreams with not only a competitive loan and comprehensive financial plan but with personal guidance you trust and are very satisfied with.
If you entrust Michael with this important decision you can be assured he and his Team will do everything possible to close your loan on time and as smooth as possible. This means providing timely responses to questions and updates to all parties involved throughout the entire transaction.
Let’s find you the right mortgage loan
Start The Process
We’ll help you find a local loan originator to get you competitive rates and the programs that best fit your individual needs. Fill out this form and we’ll connect you with a lender today!
Get Pre-Approved
Before you start looking for a home to buy, it’s a good idea to meet with your loan originator to get pre-approved for a loan amount. At this stage, the lender gathers information about income, assets, and debts of the borrower (you) to determine how much house you may be able to afford. This includes a credit report, W-2 forms, pay stubs, Federal Tax Returns, and recent bank statements. There are a variety of different loan programs, so make sure to get pre-qualification for the specific programs that best suit your needs.
Application & Processing
What happens when a loan goes "live"
When you find property you’re ready to buy, your lender will help you complete a full mortgage loan application, and talk you through the various fees and down payment options. The application is submitted to processing, where the documents are reviewed and appraisals and title examination are ordered. Then the loan is sent to an underwriter, who reviews and approves the entire loan if it meets compliance.
Closing
Signing and Finalizing the deal
Don’t be surprised if you’re asked for additional documentation or clarification throughout the process. Once your loan is approved, don’t forget to set up homeowners insurance. Your documents will be sent to the title company, where you’ll sign for the new home and pay any remaining costs. Then the loan is recorded and you get the keys. Congratulations, happy homeowner!
